The short answer is yes, you can get a construction loan to build a log home. We’ve done them. The problem is that the property has to be appraised, and it must be demonstrated that log home construction is common for the area. Unfortunately, the way that is demonstrated is with typically with at least two of the recent comparable sales on the appraisal being log homes. In areas where a log home might be built, sales are usually very slow these days, and this seems very unlikely. Kit homes like a cedar home or an A-frame might be similar enough to typical construction in the area that no special “like comps” would be needed. Try building an octagonal structure or one of the type of kit homes that has pod type connected rooms and you could likely anticipate insurmountable underwriting obstacles to obtaining a construction loan.
